Your Tax Simulator
See what you'd pay in Portugal on your pension, dividends and other income, explained bracket by bracket.
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Free forever
Takes 2 minutes
Can Canadians retire in Portugal? Find out with a free plan.
Your tax estimate, a step‑by‑step plan and a free call with our team in Portugal. All in the free AnchorLess app.
Your free relocation planIn the AnchorLess app · Personalized
- Review your income and savings
- Get your step-by-step checklist
- Talk to a relocation expert
Check your inbox
We've sent your access link to Tap it to open the AnchorLess app and start your plan. The app is free forever, and the link stays valid for 30 days.
Not there after 2 minutes? Check your Spam or Promotions folder and look for "AnchorLess".
What happens next
- 1Tap "Access my account" in the email. The app opens in your browser, no password needed.
- 2Answer a few questions about your move. It takes 2 minutes.
- 3See your plan and your tax estimate, and book your free call.
10,000+ expats helpedby Rafaela, Guilherme, Rosa and our team in Portugal
Life in Portugal
Why so many retirees choose Portugal
Mild winters, ocean light, safe streets and a slower pace of life, with costs that let your retirement income go further.
3,100+Canadians already live in Portugal
16°Caverage January high in Faro, in the Algarve
#7most peaceful country in the world
32%cheaper groceries than in Canada
Sources: AIMA residence report 2025, IPMA climate normals 1991-2020, Global Peace Index 2026, Numbeo (September 2026).
The first question everyone asks
Will my pension be enough?
Most retirees move with Portugal's D7 visa. Here is the income it asks for, and what counts toward it.
D7 retirement visa · 2026
€920a month
is the minimum regular income Portugal asks for. Moving as a couple? Add 50% for your partner: about €1,380 a month.
What counts toward it
- Canada Pension Plan (CPP)
- Workplace and private pensions
- Rental income
- Dividends and interest
Based on Portugal's 2026 minimum wage, the reference used for the D7 visa. The amount is updated every year.
Good to know: Canada pays CPP to people living in Portugal, in euros, and the two countries have a tax convention in force since 2001. OAS abroad depends on your years in Canada: check yours with Service Canada.
Your free plan
What’s inside your free plan
Everything happens in the free AnchorLess app, right in your browser. Here is what you’ll find inside.
Your step-by-step plan
Every step of your move in order, with how hard it is and how long it takes. It starts with the visa that fits you: for most retirees, the D7.
A free 20-minute call
Talk to our team in Portugal about your move. Book it directly in the app, at a time that suits you.
- On-demand webinars, including "The Portugal D7 Visa: Master Your Passive Income Residency"
- Our expat community on Reddit, to ask people who've made the move
- Partner perks: discounts with trusted housing, insurance and money partners
All free. If you later choose our done-for-you services, our fees are always shown upfront.
How it works
From daydream to plan in 3 steps
Nothing to download, no password, nothing to pay. Just your name and your email.
-
1Today
Create your free account
Your name and your email. It takes 30 seconds.
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2A minute later
Open the email from AnchorLess
One tap on the link opens the AnchorLess app in your browser. Here is the email to look for:
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32 minutes later
Answer a few questions
When you'd like to move, who's coming, your income. Then your plan is ready.
Step by step guidanceCommunity access
Ask us anything
What retirees ask us before they move
How much tax would I pay in Portugal?
Our team in PortugalIt depends on your pensions, your other income and where you live. Your Tax Simulator estimates it bracket by bracket, and a Portuguese tax lawyer can confirm it if you want certainty.
Lisbon, Porto or the Algarve?
Our team in PortugalTalk it through on your free 20-minute call. Lisbon is the priciest; Porto and the Algarve usually cost less, and our community can tell you what daily life is like.
What about healthcare?
Our team in PortugalYour provincial plan has its own rules on time spent outside Canada, so check them before you go. You'll need health insurance for the visa, and once you're a resident you can register with Portugal's national health service.
10,000+ expats helped
Real people, based in Portugal
The team that answers your questions lives here. They know the paperwork, the towns and the small things nobody tells you.
RafaelaRelocation Manager
GuilhermeRelocation ExpertWorking with Portuguese partner lawyers
Verified Trustpilot reviews
They planned their move with us
★★★★★
“Even for someone of my basic computer skills Anchorless was easy to navigate and give full instructions throughout the process…”
★★★★★
“Anchorless made the process so easy to do independently, and were so helpful with all the questions I had and helping me navigate the systems to organize everything I needed!”
★★★★★
“Her thoroughness and friendly demeanor made the whole process feel manageable, and I always felt confident that my application was in good hands.”
Good to know
Your questions, answered
Is it really free?
Yes, and it stays free forever. The app, the step-by-step plan, the Tax Simulator, the webinars and your 20-minute call cost nothing. There's no trial period and we never ask for a credit card. If you later choose our done-for-you services, such as a tax consultation with a lawyer, our fees are shown upfront.
Do I need to download an app?
No. The AnchorLess app opens in your browser, on your phone or your computer. Your free account saves your plan, so you can come back to it, update it and book your call. There's no password: we email you a secure link.
Can I split the year between Portugal and Canada?
Residency means living in Portugal: a residence permit can be cancelled after more than 6 months in a row, or 8 months in total, away during its validity. Without residency, Canadians can stay up to 90 days in any 180-day period. Your plan is built for a full-time move.
I didn't get the email.
It usually arrives within a few minutes. Check your Spam or Promotions folder and look for "AnchorLess". Still nothing? Fill in this page again with the same email address and we'll send you a new link.
Will you call me?
Only if you leave your number. Otherwise, you book your call yourself, in the app.
Do I need to speak Portuguese?
No. English is widely spoken in Lisbon, Porto and the Algarve, and our team works in English. A few words of Portuguese always help with the neighbours.
Can you guarantee my visa?
No one can: the decision belongs to the Portuguese authorities. Our job is to make sure your plan and your application are complete and correct.
Who is AnchorLess?
A private relocation company with a team based in Portugal. We are not a government website, a law firm or a tax adviser: we work with accredited professionals.
Picture your first morning in Portugal. Start with a free plan.
Free forever
Takes 2 minutes
AnchorLess is an independent, private third-party service provider and is not affiliated with any government agency. Some procedures can be completed directly with the authorities. Our service fees are always separate from government fees, which are paid directly to the relevant authorities. We do not guarantee visa outcomes: decisions rest solely with the Portuguese authorities. Photos: Unsplash.
AnchorLess is not a bank, accounting, tax, investment, or legal advisor. We serve as an intermediary, streamlining your access to accredited financial and legal professionals for your relocation in Europe.
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