How to move to Portugal from the United Kingdom

Are you seeking a fresh start in a place with a lower cost of living and a warm, sunny climate? Portugal could be the perfect destination for those leaving the UK, offering a lifestyle that combines affordability with beautiful weather and rich cultural experiences.

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Since Brexit, moving to Portugal from UK is still very achievable, but it now comes with one key difference: most UK citizens need a visa if they plan to live in Portugal for more than 90 days. You can still visit visa-free as a tourist for up to 90 days in any 180-day period, but longer stays require choosing the right pathway, whether you’re relocating to retire, work remotely, start a business, study, or invest.

The good news is that Portugal offers several long-stay options for British nationals, typically starting with a national (D-type) visa applied for via a Portuguese Embassy/Consulate (or VFS), followed by a residence permitafter you arrive in Portugal. Popular routes include passive income (often retirees), remote workers with qualifying income, work visas for those with a Portuguese job offer, and investment routes such as the Portugal Golden Visa (now focused on eligible investments rather than residential property purchases).

And if you hold dual citizenship from an EU/EEA country, the process is simpler: you don’t need a visa to live or work in Portugal. Instead, you’ll register locally and obtain the standard residency paperwork from your local council/town hall (depending on where you settle), making your move far more straightforward.

This guide breaks down the essentials to move to Portugal from UK, like visa options, the steps after arrival, and the practical setup tasks, so you can plan your move with clarity and confidence.

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💶 Cost of living

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Your life in Portugal as a Brit

Number of Brits living in Portugal:

🇬🇧 Over 46,000 Brits currently residing in Portugal.

Cost of living:

👨 Average monthly cost for a single person: €1,500 (£1,280)

👨‍👩‍👧‍👦 Average monthly cost for a family: €3,000 (£2,560)

☕️ A cappuccino in London costs around €4.64 (£4.07), while in Lisbon, it’s €2.23 (£1.96)!

Quality of Life:

👍 Portugal ranks 7th on the Global Peace Index, offering a tranquil and safe environment

🚑 Average cost of healthcare plans in Portugal: from €30 to €150 per month (£26 to £128)

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Portugal, a charming and compact country, is roughly 2,5x times smaller than Great Britain. It has a high quality of life with a wide range of benefits available, making it a wonderful place to explore and live abroad.

How is the location and life in Portugal?

The Atlantic Ocean borders Portugal to the south and west, while Spain borders it to the north and east. Despite its size, it has a population of about 10 million, with more than 10% of those being foreigners.

What are the main qualities of Portugal?

Portugal is world-renowned for its rich cuisine and stunning locations, including diverse beaches, mountains, and national parks.

What is Portugal's official language?

While the official language is Portuguese, a Latin language similar to Spanish or Italian, it is common to find English-speaking inhabitants, especially given the country’s high tourist rate.

Considering the deep connection of Britain and Portugal, the English language is a part of the daily life in Portugal.

How is Portugal's quality of life?

Portugal's quality of life is renowned for its tranquility, even in urban areas. A low cost of living, affordable or free healthcare, accessible services, and a prime geographic location support the high quality of life.

Why many Brits choose Portugal to live?

There are several compelling reasons for British citizens to consider moving to Portugal, from the welcoming culture to the economic advantages and international community.

What are the benefits of moving to Portugal for British citizens?

Portugal is safe, affordable, easy to get around and to adapt.

Also, the closeness and familiarity to the UK are huge drivers that ensure an easy adaptation.

What are the visa options for UK citizens?

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D2

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D8

D9

📝 Visa Name: D8 Visa Portugal

🏢 Visa Category: Digital Nomad / Remote Worker Visa

🎓 Qualification: Income from remote or freelance work

🔍 Pros:

  • 🌐 Contracts or clients outside Portugal

🚫 Cons:

  • 📈 Proof of monthly income of approximately €3700
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Where to apply for a Portuguese Visa in the UK?

Depending on your location, some consulates delegate this service to VFS Global offices. You must find the one closest to you that will suit your area. Below is a guide on where to apply for a Portuguese visa in the UK.

Important Notice: VFS Global is a company that specializes in visa processing. The Portuguese government uses it as the official office for visa procedures in the UK, and it is a primary choice for designated consulates.

Make sure you visit the office assigned to your location.

Preparing your documents for the Portugal visa application in the UK

Your first steps will be to search and gather your documents to start your visa application. Here's a checklist to help you timeline your Portuguese visa application as a Brit:

  1. Passport Validity: Ensure your passport is valid and up-to-date. It must be valid for at least three months after entering Portugal.
  2. Translation and Notarization: If your documents are not in English or Portuguese, they will need to be translated and notarized according to the Hague Apostille.
  3. Criminal Record: Request your criminal record. In the UK, you must obtain a certificate of criminal record from the Disclosure and Barring Service (DBS). This document has a 90-day validity. You'll need to visit your local police station to retrieve your fingerprints, a process that can take up to a week, and they will request a fee.

What should I expect from my Portuguese visa appointment?

Embassies may request different documents. Be ready to provide extra documents if requested.

  1. Flight Booking: Portuguese visas can be granted according to your arrival date in Portugal. Have a ticket booked before your appointment.
  2. Preparation Tips: Follow these tips to ensure your visa process is ready for submission! Visa processes can be lengthy, but your main focus should be on ensuring everything is prepared for your case.

What about Portugal visa fees?

The exchange rate influences the monthly updates of visa fees. As of the second semester of 2024, national visa fees are 90 euros, which can be around £78. Children under six are free of charge.

Payment Methods: When scheduling your appointment, pay close attention to the payment methods accepted at each location. Some locations may only accept cash for processing fees.

Additional Fees: If applying through VFS Global, you'll need to pay their processing fee for each visa. Currently, it ranges from £52 to £57, depending on local taxes.

Postal Services: Some offices may request payment for postal services to deliver your passport. Be ready for that!

After receiving your Portuguese visa, what should you do?

  1. Initial Contact with AIMA: Upon receiving your visa and arriving in Portugal, your first step should be to contact a AIMA office. AIMA is the official government agency responsible for managing foreign nationals, similar to the UK Visas and Immigration (UKVI).
  2. Scheduling an Appointment with AIMA: All long-term visa holders have 120 days to establish residency in Portugal. Schedule an appointment with AIMA as soon as possible upon arrival due to high demand and busy schedules.
  3. Requesting an EU Residence Permit: During your SEF appointment, you will request your EU residence permit. This permit functions similarly to a permanent resident card in the UK, allowing you to live and travel freely within the Schengen Area and granting unlimited entries into Portugal.

What are the required documents for a Portugal residence permit as a Brit?

For the AIMA appointment, you no longer need your Portuguese travel insurance.

How can I get the Portuguese citizenship as a Portugal resident?

After holding your initial permit for five years, you are eligible to apply for Portuguese citizenship.

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How can I drive in Portugal as a Brit?

Can I use my UK license in Portugal?

If your driver's license was issued less than 15 years ago and you are younger than 60 years old, you can use your UK driver's license to drive in Portugal without needing any additional permits.

What about who does not meet the specified criteria?

If you do not meet the above criteria, you will need to:

  • Access the IMT portal (Instituto da Mobilidade e dos Transportes), similar to the DVLA in the UK, and check where your license fits.
  • Request a transfer of your driver's license via the online form after acquiring the requested documents on the portal.

And what are my responsibilities if I purchase a car in Portugal?

All cars circulating or purchased in Portugal must have third-party protection insurance. This is the minimum insurance requirement that is in place.

What taxes do I have to pay for my car in Portugal?

You'll need to pay the yearly IUC (Imposto Único de Circulação). We calculate the prices for these taxes based on the motor, gas, and car fabrication years, and they generally range from 30 to 50 euros (and they can go higher!).

Besides that, you'll also need to do an early inspection in designated workshops, which will provide the car with a green seal to circulate.

How is the healthcare in Portugal as a Brit and what healthcare options are available in Portugal?

Portuguese healthcare is extremely affordable, even in private facilities, and accessible to everyone, unlike in the United States.

Residents have the advantage of lower or free rates. To use it you must request your Utente (User number) free of charge.

How can I request an Utente number?

For healthcare in Portugal and to use the national health service, you must head to the nearest public healthcare facility from your home with the following documents:

  • ID;
  • NISS Portugal;
  • Proof of Address;
  • Evidence of Portuguese legal status

How is Portuguese public healthcare?

Portuguese public healthcare

Portugal offers public healthcare at extremely low rates, often free, making it highly accessible. However, the low costs lead to heavy utilization of the service, resulting in crowded facilities and long waiting times.

How accessible is public healthcare in Portugal?

Despite the crowds, public healthcare remains accessible to everyone, regardless of their situation. For emergency services, the phone number to dial is 112, which is available free of charge.

How health insurance works in Portugal?

For those with private health insurance (which is mandatory for visa holders), it is advisable to register for a Portuguese healthcare user number (utente). This ensures access to public healthcare services when needed.

What are the difficulties in the Portuguese public healthcare system?

The difficulty of assigning a general practitioner (GP) is a significant current issue within the public system.

  • GPs are critical because they direct patients to additional consultations, exams, and specialist doctors.
  • Even though more than 60% of Portugal speaks English, there is no assurance your GP will be an English speaker.
  • Many residents are being forced to use emergency rooms for non-emergency health issues or rely on the SNS 24 hotline, which is far from ideal as it consists of a telephone consultation.

How is private healthcare in Portugal?

Private healthcare options in Portugal: Insurance or plan

In Portugal's private healthcare sector, you have the choice between purchasing health insurance or a health plan. Both options provide access to private healthcare services at reduced rates.

What is the cost of healthcare in Portugal?

Monthly rates for private health insurance or plans are very affordable, ranging from 10 euros to 60 euros, and you can find an ideal option at SafetyWing. These rates help to lower the cost of accessing private healthcare services.

What is the cost of medical appointments in Portugal?

Private healthcare specialists offer consultations at reasonable prices.

  • An appointment with a specialist typically costs between 50 and 100 euros.
  • The cost varies depending on the specialist’s expertise and availability.

What are the requirements for obtaining private healthcare in Portugal?

To acquire either health insurance or a health plan, you will need a Portuguese tax number (NIF).

Advantages of private healthcare in Portugal

Private healthcare in Portugal offers several benefits:

  • Shorter waiting times for appointments.
  • Generally lower congestion in facilities compared to public options.
  • There is an availability of English-speaking staff in designated private hospitals and clinics.

How to choose your travel insurance for your Portugal visa application as a Brit?

Of all the documents you'll gather for your Portuguese residency visa, the proof of travel insurance can be the most deceptive. While it seems straightforward, selecting the wrong policy is one of the top reasons for visa rejection for UK applicants. The insurance required for a long-stay national visa has specific rules that differ significantly from a standard vacation policy.

✅ Minimum Coverage of €30,000 EUR

✅ Coverage Across the Entire Schengen Area

✅ Paid Upfront for the Full Duration (The Most Common Mistake)

✅ A Zero Deductible Policy

Finding a compliant provider and getting the right document

Many standard American travel insurance companies do not offer policies that meet all these requirements. You should look for providers that specialize in insurance for long-stay visas, expatriates, or international students.

Fortunately, SafetyWing also offers this specific type of compliant coverage, and through our partnership, we have a special price with them for this plan.

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Moving to Portugal as Brit

What are the tax implications for UK expats in Portugal?

Should I file my taxes in the UK and Portugal?

It's important to remember that as a Brit, you need to file tax returns in both your home country and Portugal. This ensures compliance with local and international tax laws.

Using the Portuguese 'Finanças' portal

In Portugal, you can file your taxes online via the 'Finanças' Portal. This platform is designed to facilitate the tax filing process.

Looking for an accountant in Portugal

To effectively manage your assets and tax obligations, consider hiring a professional accounting service. An accountant who understands both local and expatriate tax laws can be invaluable.

You can easily find accountants specialized in British expats in the Algarve, due to the large amount of British there.

Practical tips for daily expenses in Portugal

  • Receipt Management: Try to ask for a receipt for every transaction and make sure your NIF is recorded on it. Categorizing these receipts correctly can help lower your overall tax burden.
  • Tax Deductions and Refunds: You can categorize expenses such as entertainment, healthcare, and education, and be eligible for tax deductions or refunds. The design of this system encourages residents to maintain accurate records and comply with tax laws.

How are the international schools in Portugal?

How is the Portuguese educational system?

Portugal's comprehensive public education system places children in schools according to their location and age group. The curriculum is extensive, with students typically graduating fluent in at least one foreign language, despite the primary language of instruction being Portuguese.

Where can I find International Schools in Portugal?

Numerous international schools across Portugal can easily accommodate American families, catering to a diverse international student body. These schools frequently focus on preparing students for universities, primarily in Europe. Some of the most renowned include:

In Braga:

  • CLIB Braga International School

In Porto:

  • Oporto British School

In Leiria:

  • Leiria International School

In Lisbon:

  • Prime School
  • The British School in Lisbon
  • Astoria International School
  • St. Dominic's International School
  • United Lisbon International School
  • International Christian School
  • The Carlucci American International School of Lisbon

In Loulé:

  • Nobel Algarve International School
  • Aspire International School
  • Vilamoura International School

What about higher education?

Colleges in Portugal offer lower tuition rates compared to many other countries. For those applying through the Portuguese National Exam, the annual tuition for most universities does not exceed 800 euros, making higher education more accessible.


How to find a home in Portugal?

Where can you find long-term accommodation in Portugal?

  • Secured Services: As you prepare your move, consider using secure and inclusive housing services like Spot-a-Home and Flatio. These platforms act as mediators with landlords and ensure the quality of listings through physical inspections, though they may be more expensive.
  • Direct Listings: If you're having trouble settling on your initial rental, check out properties on websites like Idealista and Imovirtual. These platforms allow direct interactions with landlords or real estate agencies, giving you the opportunity to visit and assess properties personally.
  • Caution Against Scams: During your house hunt, be vigilant to avoid scams. Common scams include requests for down payments before property viewings. Make sure to make any payments only after securing a rental contract.


AnchorLess offers the discount code ANCHOR20 at Spot-a-Home for those looking for housing in Portugal.

How to purchase a home in Portugal?

What are the advantages of buying a home in Portugal?

Buying a home in Portugal can be significantly more affordable than in many parts of the United Kingdom. Owning property not only provides stability but also serves as proof of accommodation when dealing with Portuguese authorities.

What are the options to purchase a house in Portugal?

  • Realtor: For those unfamiliar with the local real estate market and practices, it's advisable to purchase through a realtor. This guarantees accurate handling of all legalities and provides you with expert guidance throughout the process.
  • Privately: If you prefer to handle the purchase yourself, ensure you're familiar with all the necessary legal and procedural details to avoid common pitfalls.

How can a Brit finance a house in Portugal?

There are several possible ways, but here is the one we often recommend to our customers :

  • Mortgage with Millennium Bank: As one of the largest private banks in Portugal, Millennium Bank offers competitive mortgage rates and terms, making it a solid option for financing your home purchase.
  • Cafimo for Brokerage: services include finding suitable properties, negotiating deals, handling legal paperwork, and providing after-sale support. They specialize in catering to the specific needs of international buyers, ensuring a smooth transition to property ownership in Portugal. Cafimo also facilitates mortgage arrangements by comparing different lenders and finding the best rates and conditions for their clients. Their broker service takes care of all the intricacies involved in property investment, from initial search to final purchase.

What you should know about house conditions in Portugal?

Be aware that due to laws only recently implemented in the last decade, issues with humidity and heating can be common. Ensure any property you consider has adequate insulation.

How to make your move to Portugal as an UK Citizen

We've been in your shoes and understand that such a move requires careful planning.

Therefore, if your move exceeds luggage availability from travel companies, we recommend checking rates at Sirelo.

This is a database with several movers and rates that may give you a range for this expense.

However, keep in mind a few things as you consider your move:

  • The pattern of the electric outlet is different in Europe and, therefore, in Portugal. Your British appliances will need adapters.
  • Portuguese homes come in a wide range of sizes and buildings. New developments are available, just like older buildings with renovated (or not) facilities. Some furniture may not fit in with your new life here, literally.

Can I take all my British utensils and furniture to Portugal?

Yes, you can! You just need to head to your local consulate (for those assigned a VFS office for a visa, you'll just need to get in touch, via phone or email, with the Portuguese consulate located in the same city as the VFS office that covers your state).

You'll request your baggage and residency certificate, which will allow you to take all appliances owned for at least one year completely duty-free.

How to budget from your move from the UK to Portugal and what is the cost of living in Portugal?

Even with rents on the rise in bigger cities, the cost of living in Portugal is still affordable and cheaper than larger cities in the UK. You can easily find a pint for €3.50 or under.

The cost of relocating from the UK to Portugal varies widely depending on your lifestyle and needs. It’s advisable for immigrants to have at least six months of financial coverage to begin their life in Portugal comfortably.

What could be costly as I move to Portugal?

  • Housing Deposits: Some landlords may require a deposit ranging from three to four months, while others might ask for the entire year’s rent upfront.

And what about any other smaller cost?

  • Establishing a reserve fund for unforeseen expenses is crucial, especially during the initial phase of settling into a new culture where spending might exceed that of the locals.

How can I transfer my funds from the UK to Portugal?

For smaller amounts (under $20k)

We recommend Wise (formerly TransferWise) for its low conversion rates and user-friendly process. Their app or website allows for quick transactions, making it a popular choice among immigrants in the EU.

For larger amounts

For larger amounts, from UK pounds to euros, we recommend Currencies Direct. They also offer lower conversion rates and a simple in-app transaction to transfer your funds. Additionally, you'll have support available to cater to all your needs.

How is Portugal compared to the UK?

General aspects:

  • Southern Portugal: An extension of Southern Spain with its sandy beaches and lifestyle, particularly appealing to golf enthusiasts.
  • Climate of Alentejo: Similar to that of central Spain, being hot and less populated, but not as arid.
  • Lisbon: A vibrant mix that compares to cities like Brighton, with nearby areas like Cascais and Estoril drawing parallels with seaside towns.
  • Central Portugal: Resembles parts of the Scottish Highlands with its mountains and green spaces.
  • Porto and Nearby Regions: Echo the lifestyle of northern England, combining historical significance with the daily hustle of people commuting for work.

Cultural Differences:

  • Portuguese Cuisine: Focused on fresh, often seafood-based meals rather than processed foods.
  • Family Structure: Family ties are strong in Portugal, with it being common for many adults and their families to live together, and children often return home after university.
  • Work-Life Balance: Portuguese workers typically make full use of their 22 business days of paid leave, often spending this time at the beach.
  • Wine Culture: Despite its size, Portugal is a significant wine producer, ranking 10th globally, with wine becoming a staple at meals.
  • Safety: Portugal is one of the safest countries in the world, with low crime rates and very low rates of violent mortality.

Is Portugal really for me?

Many people agree that Portugal is one of the best places to live. However, not everyone finds Portugal suitable.

What should you consider for your move from the UK to Portugal?

  • Urban Life: For those accustomed to a vibrant, party-centric lifestyle, Portugal might seem quieter compared to cities like London or Manchester. Even Lisbon and Porto, while lively, may not meet the expectations of someone from a more bustling urban environment.
  • Bureaucracy: Navigating services in Portugal can be challenging, especially for foreigners. Institutions like IMT (the equivalent of the DVLA), Social Security, and Finanças (the tax office) have systems in place to facilitate processes, but they can still be complex and stressful to deal with.

How does the government work in Portugal?

  • Political Structure: Portugal’s governance involves a parliament, a prime minister, and a president. The country’s small size can expedite decision-making and legal processes, including those related to nationality and foreign laws.
  • Taxation: While the cost of living is relatively low, the tax obligations are not the lowest, though not the highest either. This could be a significant consideration, depending on your financial and personal beliefs.

Moving to Portugal from UK in 2026 is still worth it?

You may have seen news about changes in immigration or citizenship in Portugal or even reports on high rents.

It's important to highlight that, yes, rent is increasing in Portugal, especially in large city centers such as Lisbon, Porto, or Faro. However, the overall cost of living still remains a bit reduced when compared to the UK.

When it comes to citizenship or immigration changes, you can find solace in the fact that if you plan to live a high quality of life in Portugal, those changes do not affect you or anyone who wishes to make Portugal their home.

For those seeking a safe, warm, and affordable living environment, Portugal can still be your piece of heaven

How can AnchorLess help you with your move to Portugal from the UK?

Here at AnchorLess, we have a range of services to help anyone planning to relocate to Portugal. 

Whether you are doing completely DIY or are in need of a little (or a lot!) of assistance, we have everything you need to make your move seamless.

From a wide range of free articles and our step-by-step free tool, AnchorMove, to our full assistance with AnchorMove VIP packs, to extra a la carte services that can help you simplify your move in specific steps (like a NIF or a document review), we are here to make sure you have everything you need.Final words

Before deciding to move to Portugal, it is crucial to consider how well the country's lifestyle, bureaucratic challenges, and tax system align with your expectations and needs. This consideration will help ensure that your experience in Portugal matches your lifestyle preferences and requirements.


Final words

Before deciding to move to Portugal, it is crucial to consider how well the country's lifestyle, bureaucratic challenges, and tax system align with your expectations and needs. This consideration will help ensure that your experience in Portugal matches your lifestyle preferences and requirements.

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