Are you seeking a fresh start in a place with a lower cost of living and a warm, sunny climate? Portugal could be the perfect destination for those leaving the UK, offering a lifestyle that combines affordability with beautiful weather and rich cultural experiences.
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Since Brexit, moving to Portugal from UK is still very achievable, but it now comes with one key difference: most UK citizens need a visa if they plan to live in Portugal for more than 90 days. You can still visit visa-free as a tourist for up to 90 days in any 180-day period, but longer stays require choosing the right pathway, whether you’re relocating to retire, work remotely, start a business, study, or invest.
The good news is that Portugal offers several long-stay options for British nationals, typically starting with a national (D-type) visa applied for via a Portuguese Embassy/Consulate (or VFS), followed by a residence permitafter you arrive in Portugal. Popular routes include passive income (often retirees), remote workers with qualifying income, work visas for those with a Portuguese job offer, and investment routes such as the Portugal Golden Visa (now focused on eligible investments rather than residential property purchases).
And if you hold dual citizenship from an EU/EEA country, the process is simpler: you don’t need a visa to live or work in Portugal. Instead, you’ll register locally and obtain the standard residency paperwork from your local council/town hall (depending on where you settle), making your move far more straightforward.
This guide breaks down the essentials to move to Portugal from UK, like visa options, the steps after arrival, and the practical setup tasks, so you can plan your move with clarity and confidence.
Index
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⭐️ Overall Living
💶 Cost of living
7.8/10
💻 Internet
9.5/10
👍 Safety
9.1/10
👥 Community score
8.5/10
Number of Brits living in Portugal:
🇬🇧 Over 46,000 Brits currently residing in Portugal.
Cost of living:
👨 Average monthly cost for a single person: €1,500 (£1,280)
👨👩👧👦 Average monthly cost for a family: €3,000 (£2,560)
☕️ A cappuccino in London costs around €4.64 (£4.07), while in Lisbon, it’s €2.23 (£1.96)!
Quality of Life:
👍 Portugal ranks 7th on the Global Peace Index, offering a tranquil and safe environment
🚑 Average cost of healthcare plans in Portugal: from €30 to €150 per month (£26 to £128)
⏩ Fast Visa Application
✅ Easy Visa to get
Portugal, a charming and compact country, is roughly 2,5x times smaller than Great Britain. It has a high quality of life with a wide range of benefits available, making it a wonderful place to explore and live abroad.
The Atlantic Ocean borders Portugal to the south and west, while Spain borders it to the north and east. Despite its size, it has a population of about 10 million, with more than 10% of those being foreigners.
Portugal is world-renowned for its rich cuisine and stunning locations, including diverse beaches, mountains, and national parks.
While the official language is Portuguese, a Latin language similar to Spanish or Italian, it is common to find English-speaking inhabitants, especially given the country’s high tourist rate.
Considering the deep connection of Britain and Portugal, the English language is a part of the daily life in Portugal.
Portugal's quality of life is renowned for its tranquility, even in urban areas. A low cost of living, affordable or free healthcare, accessible services, and a prime geographic location support the high quality of life.
There are several compelling reasons for British citizens to consider moving to Portugal, from the welcoming culture to the economic advantages and international community.
Portugal is safe, affordable, easy to get around and to adapt.
Also, the closeness and familiarity to the UK are huge drivers that ensure an easy adaptation.
📝 Visa Name: D8 Visa Portugal
🏢 Visa Category: Digital Nomad / Remote Worker Visa
🎓 Qualification: Income from remote or freelance work
🔍 Pros:
🚫 Cons:
Still unsure about what visa will be your best fit?
We are here for you! Schedule a free consultation with one of our experts and clear up any doubts.
Depending on your location, some consulates delegate this service to VFS Global offices. You must find the one closest to you that will suit your area. Below is a guide on where to apply for a Portuguese visa in the UK.
Important Notice: VFS Global is a company that specializes in visa processing. The Portuguese government uses it as the official office for visa procedures in the UK, and it is a primary choice for designated consulates.
Make sure you visit the office assigned to your location.
Your first steps will be to search and gather your documents to start your visa application. Here's a checklist to help you timeline your Portuguese visa application as a Brit:
Embassies may request different documents. Be ready to provide extra documents if requested.
The exchange rate influences the monthly updates of visa fees. As of the second semester of 2024, national visa fees are 90 euros, which can be around £78. Children under six are free of charge.
Payment Methods: When scheduling your appointment, pay close attention to the payment methods accepted at each location. Some locations may only accept cash for processing fees.
Additional Fees: If applying through VFS Global, you'll need to pay their processing fee for each visa. Currently, it ranges from £52 to £57, depending on local taxes.
Postal Services: Some offices may request payment for postal services to deliver your passport. Be ready for that!
For the AIMA appointment, you no longer need your Portuguese travel insurance.
After holding your initial permit for five years, you are eligible to apply for Portuguese citizenship.
Don't waste time and money for your relocation to Portugal 🇵🇹
If your driver's license was issued less than 15 years ago and you are younger than 60 years old, you can use your UK driver's license to drive in Portugal without needing any additional permits.
All cars circulating or purchased in Portugal must have third-party protection insurance. This is the minimum insurance requirement that is in place.
You'll need to pay the yearly IUC (Imposto Único de Circulação). We calculate the prices for these taxes based on the motor, gas, and car fabrication years, and they generally range from 30 to 50 euros (and they can go higher!).
Besides that, you'll also need to do an early inspection in designated workshops, which will provide the car with a green seal to circulate.
Portuguese healthcare is extremely affordable, even in private facilities, and accessible to everyone, unlike in the United States.
Residents have the advantage of lower or free rates. To use it you must request your Utente (User number) free of charge.
For healthcare in Portugal and to use the national health service, you must head to the nearest public healthcare facility from your home with the following documents:
Portugal offers public healthcare at extremely low rates, often free, making it highly accessible. However, the low costs lead to heavy utilization of the service, resulting in crowded facilities and long waiting times.
Despite the crowds, public healthcare remains accessible to everyone, regardless of their situation. For emergency services, the phone number to dial is 112, which is available free of charge.
For those with private health insurance (which is mandatory for visa holders), it is advisable to register for a Portuguese healthcare user number (utente). This ensures access to public healthcare services when needed.
The difficulty of assigning a general practitioner (GP) is a significant current issue within the public system.
In Portugal's private healthcare sector, you have the choice between purchasing health insurance or a health plan. Both options provide access to private healthcare services at reduced rates.
Monthly rates for private health insurance or plans are very affordable, ranging from 10 euros to 60 euros, and you can find an ideal option at SafetyWing. These rates help to lower the cost of accessing private healthcare services.
Private healthcare specialists offer consultations at reasonable prices.
To acquire either health insurance or a health plan, you will need a Portuguese tax number (NIF).
Private healthcare in Portugal offers several benefits:
Of all the documents you'll gather for your Portuguese residency visa, the proof of travel insurance can be the most deceptive. While it seems straightforward, selecting the wrong policy is one of the top reasons for visa rejection for UK applicants. The insurance required for a long-stay national visa has specific rules that differ significantly from a standard vacation policy.
✅ Minimum Coverage of €30,000 EUR
✅ Coverage Across the Entire Schengen Area
✅ Paid Upfront for the Full Duration (The Most Common Mistake)
✅ A Zero Deductible Policy
Many standard American travel insurance companies do not offer policies that meet all these requirements. You should look for providers that specialize in insurance for long-stay visas, expatriates, or international students.
Fortunately, SafetyWing also offers this specific type of compliant coverage, and through our partnership, we have a special price with them for this plan.

It's important to remember that as a Brit, you need to file tax returns in both your home country and Portugal. This ensures compliance with local and international tax laws.
In Portugal, you can file your taxes online via the 'Finanças' Portal. This platform is designed to facilitate the tax filing process.
To effectively manage your assets and tax obligations, consider hiring a professional accounting service. An accountant who understands both local and expatriate tax laws can be invaluable.
You can easily find accountants specialized in British expats in the Algarve, due to the large amount of British there.
Portugal's comprehensive public education system places children in schools according to their location and age group. The curriculum is extensive, with students typically graduating fluent in at least one foreign language, despite the primary language of instruction being Portuguese.
Numerous international schools across Portugal can easily accommodate American families, catering to a diverse international student body. These schools frequently focus on preparing students for universities, primarily in Europe. Some of the most renowned include:
In Braga:
In Porto:
In Leiria:
In Lisbon:
In Loulé:
Colleges in Portugal offer lower tuition rates compared to many other countries. For those applying through the Portuguese National Exam, the annual tuition for most universities does not exceed 800 euros, making higher education more accessible.
AnchorLess offers the discount code ANCHOR20 at Spot-a-Home for those looking for housing in Portugal.
Buying a home in Portugal can be significantly more affordable than in many parts of the United Kingdom. Owning property not only provides stability but also serves as proof of accommodation when dealing with Portuguese authorities.
There are several possible ways, but here is the one we often recommend to our customers :
Be aware that due to laws only recently implemented in the last decade, issues with humidity and heating can be common. Ensure any property you consider has adequate insulation.
We've been in your shoes and understand that such a move requires careful planning.
Therefore, if your move exceeds luggage availability from travel companies, we recommend checking rates at Sirelo.
This is a database with several movers and rates that may give you a range for this expense.
However, keep in mind a few things as you consider your move:
Can I take all my British utensils and furniture to Portugal?
Yes, you can! You just need to head to your local consulate (for those assigned a VFS office for a visa, you'll just need to get in touch, via phone or email, with the Portuguese consulate located in the same city as the VFS office that covers your state).
You'll request your baggage and residency certificate, which will allow you to take all appliances owned for at least one year completely duty-free.
Even with rents on the rise in bigger cities, the cost of living in Portugal is still affordable and cheaper than larger cities in the UK. You can easily find a pint for €3.50 or under.
The cost of relocating from the UK to Portugal varies widely depending on your lifestyle and needs. It’s advisable for immigrants to have at least six months of financial coverage to begin their life in Portugal comfortably.
We recommend Wise (formerly TransferWise) for its low conversion rates and user-friendly process. Their app or website allows for quick transactions, making it a popular choice among immigrants in the EU.
For larger amounts, from UK pounds to euros, we recommend Currencies Direct. They also offer lower conversion rates and a simple in-app transaction to transfer your funds. Additionally, you'll have support available to cater to all your needs.
General aspects:
Cultural Differences:
Many people agree that Portugal is one of the best places to live. However, not everyone finds Portugal suitable.
You may have seen news about changes in immigration or citizenship in Portugal or even reports on high rents.
It's important to highlight that, yes, rent is increasing in Portugal, especially in large city centers such as Lisbon, Porto, or Faro. However, the overall cost of living still remains a bit reduced when compared to the UK.
When it comes to citizenship or immigration changes, you can find solace in the fact that if you plan to live a high quality of life in Portugal, those changes do not affect you or anyone who wishes to make Portugal their home.
For those seeking a safe, warm, and affordable living environment, Portugal can still be your piece of heaven.
Here at AnchorLess, we have a range of services to help anyone planning to relocate to Portugal.
Whether you are doing completely DIY or are in need of a little (or a lot!) of assistance, we have everything you need to make your move seamless.
From a wide range of free articles and our step-by-step free tool, AnchorMove, to our full assistance with AnchorMove VIP packs, to extra a la carte services that can help you simplify your move in specific steps (like a NIF or a document review), we are here to make sure you have everything you need.Final words
Before deciding to move to Portugal, it is crucial to consider how well the country's lifestyle, bureaucratic challenges, and tax system align with your expectations and needs. This consideration will help ensure that your experience in Portugal matches your lifestyle preferences and requirements.
Final words
Before deciding to move to Portugal, it is crucial to consider how well the country's lifestyle, bureaucratic challenges, and tax system align with your expectations and needs. This consideration will help ensure that your experience in Portugal matches your lifestyle preferences and requirements.
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