Are you envisioning a fresh start in a place with a lower cost of living? Portugal could be the perfect destination for Canadians, boasting a climate that rivals the best of British Columbia's weather.
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Moving to Portugal from Canada is absolutely possible! But the rules depend on how long you plan to stay and what passport(s) you hold.
If youāre a Canadian citizen without an EU/EEA/Swiss passport, you can visit Portugal visa-free for up to 90 days in any 180-day period. However, to live in Portugal long term, youāll typically need a residency visa (for example, routes for retirees and passive income, remote workers, among others) submitted through a Portuguese Consulate or VFS Global in Canada, depending on your location.
If you also have EU citizenship (maybe even is a Canadian citizen and a Portuguese decedent!), the process is much simpler: you can move to Portugal without a visa and formalize your stay by requesting an EU Registration Certificate (often issued by the local CĆ¢mara Municipal / town hall in the area where you settle). In other words, your right to live and work in Portugal comes from your EU passport, not a visa.
In this article, weāll break down the key visa pathways for Canadians, the practical steps (documents, accommodation, and essential registrations), and what to expect when choosing where to live: whether youāre looking at Lisbon, Porto, the Algarve, the Silver Coast, Madeira, or smaller cities with better value.
Index
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Dreaming of life in Portugal? Start your journey now and access to our app!
āļø Overall Living
š¶ Cost of living
7.8/10
š» Internet
9.5/10
š Safety
9.1/10
š„ Community score
8.5/10
Number of Canadians living in Portugal:
šØš¦ Over 1,000 Canadians currently residing in Portugal
Cost of living:
šØ Average monthly cost for a single person: ā¬1,500
šØāš©āš§āš¦ Average monthly cost for a family: ā¬3,000
āļø A cappuccino in Toronto costs ā¬3.35, while in Lisbon, itās ā¬2.23!
Quality of Life:
š Portugal ranks 7th on the Global Peace Index, significantly higher than the US
š Average cost of healthcare plans in Portugal: from ā¬30 to ā¬150 per month
ā© Fast Visa Application
ā Easy Visa to get
Portugal, a charming and small country, is roughly 12x times smaller than Ontario. It has a high quality of life with a wide range of benefits available, making it a wonderful place to explore and live abroad.
The Atlantic Ocean borders Portugal to the south and west, while Spain borders it to the north and east. Despite its size, it has a population of about 10 million, with more than 10% of those being foreigners.
Portugal is world-renowned for its rich cuisine and stunning locations, including diverse beaches, mountains, and national parks.
While the official language is Portuguese, a Latin language similar to Spanish or Italian, it is common to find English-speaking inhabitants, especially given the countryās high tourist rate.
Portugal's quality of life is renowned for its tranquility, even in urban areas. A low cost of living, affordable or free healthcare, accessible services, and a prime geographic location support the high quality of life.
Yes!
Canadians can visit up to 90 days in any 180-day period as tourists, but full-time living requires a residency visa.
Also, if you hold EU/EEA/Swiss citizenship the process simplify significantly and often extends to close family.
There are several compelling reasons for Canadians to consider moving to Portugal, from the welcoming culture to the economic advantages and international community.
There's also the fact that Canada used to be one of the countries the Portuguese citizens chose to relocate decades ago, so a lot of Canadians actually have Portuguese roots (even with the possibility of citizenship through descent), for example Canadian starts like Nelly Furtado and Shawn Mendes are Portuguese descendants with Portuguese citizenship.
Along ith that, it has relatively manageable flight times (especially from Toronto) and workable time-zone overlap for remote work.
Portugal is safe, affordable, easy to get around and to adapt.
But for Canadians the appeal resides in the great weather. Portugal is sunny and warm providing a great quality of life along with a beach accessible lifestyle.

Check each type of visa and see where your situation fits.
š Visa Name: D8 Visa Portugal
š¢ Visa Category: Digital Nomad / Remote Worker Visa
š Qualification: Income from remote or freelance work
š Pros:
š« Cons:
Still unsure about what visa will be your best fit?
We are here for you! Schedule a free consultation with one of our experts and clear up any doubts.
For Canadians moving to Portugal it really depends on your location; some consulates delegate this service to VFS Global offices. You must find the one closest to you that will suit your province. Below is a guide on where to apply for a Portuguese visa in Canada.
Important Notice: VFS Global is a company that specializes in visa processing. The Portuguese government uses it as the official office for visa procedures in Canada, and it is a primary choice for designated consulates.
Make sure you visit the office assigned to your location.
Toronto VFS Office: Due to high demand, it is recommended to book your appointment three months before your intended travel date. We suggest starting your procedure about six months before, as there are unofficial reports of delays up to five months! For other offices, start your application up to 4 to 12 weeks before your intended travel date.
Honorary Consulates: Be aware that "honorary" consulates cannot process visa applications. Focus on the official list here.
Your first steps will be to search and gather your documents to start your visa application. Here's a checklist to help you timeline your Portuguese visa application as a Canadian:
Embassies may request different documents. Be ready to provide extra documents if requested.
The exchange rate influences the monthly updates of visa fees. As of the second semester of 2025, national visa fees are around 90 euros, which can be around $135 CAD. Children under six are free of charge.
Payment Methods: When scheduling your appointment, pay close attention to the payment methods accepted at each location. Some locations may only accept cash for processing fees.
Additional Fees: If applying through VFS Global, you'll need to pay their processing fee for each visa. Currently, it ranges from $60 to $65 CAD, depending on local taxes.
Postal Services: Some offices may request payment for postal services to deliver your passport. Be ready for that!
Note: For the AIMA appointment, you no longer need your Portuguese travel insurance, instead you'll need a health insurance.
If you're a Canadian planning a move to Portugal, navigating the visa process can be complex, and a rejection can be disheartening. While several factors can lead to a refusal, one of the most common and easily avoidable mistakes applicants make is choosing the wrong travel insurance. A common point of confusion is with providers like SafetyWing; while their popular monthly subscription plan is excellent for short-term travel, it is often not suitable for a long-stay visa application.
For a Portuguese residency visa, consulates demand proof of a travel health insurance policy paid upfront for a minimum of 6 months, starting from your planned date of arrival in Portugal. Fortunately, SafetyWing also offers this specific type of compliant coverage, and through our partnership, we have a special price with them for this plan.
For a Portuguese residency visa, consulates demand proof of a travel health insurance policy paid upfront for a minimum of 6 months, starting from your planned date of arrival in Portugal. Fortunately, SafetyWing also offers this specific type of compliant coverage, and through our partnership, we have a special price with them for this plan.
We explain this insurance requirement in detail, along with every other crucial step, in our complete guide on how to relocate to Portugal from Canada.
After holding your initial permit for five years, you are eligible to apply for Portuguese citizenship.
Don't waste time and money for your relocation to Portugal šµš¹
Portuguese healthcare is extremely affordable, even in private facilities, and accessible to everyone, similar to Canada.
Residents have the advantage of lower or free rates. To use it you must request your Utente (User number) free of charge.
For healthcare in Portugal and to use the national health service, you must head to the nearest public healthcare facility from your home with the following documents:
Portugal offers public healthcare at extremely low rates, often free, making it highly accessible. However, the low costs lead to heavy utilization of the service, resulting in crowded facilities and long waiting times.
Despite the crowds, public healthcare remains accessible to everyone, regardless of their situation. For emergency services, the phone number to dial is 112, which is available free of charge.
For those with private health insurance (which is mandatory for visa holders), it is advisable to register for a Portuguese healthcare user number (utente). This ensures access to public healthcare services when needed.
The difficulty of assigning a general practitioner (GP) is a significant current issue within the public system.
In Portugal's private healthcare sector, you have the choice between purchasing health insurance or a health plan. Both options provide access to private healthcare services at reduced rates.
Monthly rates for private health insurance or plans are very affordable, ranging from 10 euros to 60 euros, and you can find an ideal option at SafetyWing. These rates help to lower the cost of accessing private healthcare services.
Private healthcare specialists offer consultations at reasonable prices.
To acquire either health insurance or a health plan, you will need a Portuguese tax number (NIF).
Private healthcare in Portugal offers several benefits:
If your driver's license was issued less than 15 years ago and you are younger than 60 years old, you can use your Canadian driver's license to drive in Portugal without needing any additional permits.
All cars circulating or purchased in Portugal must have third-party protection insurance. This is the minimum insurance requirement that is in place.
You'll need to pay the yearly IUC (Imposto Ćnico de Circulação). We calculate the prices for these taxes based on the motor, gas, and car fabrication years, and they generally range from 30 to 50 euros (and they can go higher!).
Besides that, you'll also need to do an early inspection in designated workshops, which will provide the car with a green seal to circulate.

It's important to remember that as a Canadian moving to Portugal, you need to file tax returns in both your home country and Portugal. This ensures compliance with local and international tax laws.
In Portugal, you can file your taxes online via the 'FinanƧas' Portal. This platform is designed to facilitate the tax filing process.
To effectively manage your assets and tax obligations, consider hiring a professional accounting service. An accountant who understands both local and expatriate tax laws can be invaluable.
Portugal's comprehensive public education system places children in schools according to their location and age group. The curriculum is extensive, with students typically graduating fluent in at least one foreign language, despite the primary language of instruction being Portuguese.
Numerous international schools across Portugal can easily accommodate American families, catering to a diverse international student body. These schools frequently focus on preparing students for universities, primarily in Europe. Some of the most renowned include:
In Braga:
In Porto:
In Leiria:
In Lisbon:
In LoulƩ:
Colleges in Portugal offer lower tuition rates compared to many other countries. For those applying through the Portuguese National Exam, the annual tuition for most universities does not exceed 800 euros, making higher education more accessible.
AnchorLess offers the discount code ANCHOR20 at Spot-a-Home for those looking for housing in Portugal.
Buying a home in Portugal can be significantly more affordable than in many parts of Canada. Owning property not only provides stability but also serves as proof of accommodation when dealing with Portuguese authorities.
There are several possible ways, but here is the one we often recommend to our customers :
Be aware that due to laws only recently implemented in the last decade, issues with humidity and heating can be common. Ensure any property you consider has adequate insulation.
Electric Outlet Patterns: The pattern of the electric outlet is different in Europe and, therefore, in Portugal. Your Canadian appliances will need adapters.
Furniture Considerations: Portuguese homes come in a wide range of sizes and buildings. New developments are available, just like older buildings with renovated (or not) facilities. Some furniture may not fit in with your new life here, literally.
The cost of relocating from Canada to Portugal varies widely depending on your lifestyle and needs. Itās advisable for immigrants to have at least six months of financial coverage to begin their life in Portugal comfortably.
Potential Costs:
Smaller Costs:
We've been in your shoes and understand that such a move requires careful planning.
Therefore, if your move exceeds luggage availability from travel companies, we recommend checking rates at Sirelo.
This is a database with several movers and rates that may give you a range for this expense.
However, keep in mind a few things as you consider your move:
Can I take all my Canadian utensils and furniture to Portugal?
Yes, you can! You just need to head to your local consulate (for those assigned a VFS office for a visa, you'll just need to get in touch, via phone or email, with the Portuguese consulate located in the same city as the VFS office that covers your state).
You'll request your baggage and residency certificate, which will allow you to take all appliances owned for at least one year completely duty-free.
We recommend Wise (formerly TransferWise) for its low conversion rates and user-friendly process. Their app or website allows for quick transactions, making it a popular choice among immigrants in the EU.
For larger amounts, from Canadian dollars to euros, we recommend Currencies Direct. They also offer lower conversion rates and a simple in-app transaction to transfer your funds. Additionally, you'll have support available to cater to all your needs.
Where Canadians commonly consider living and why?
Cultural Differences:
Many people agree that Portugal is one of the best places to live. However, not everyone finds Portugal suitable.
You may have seen news about changes in immigration or citizenship in Portugal or even reports on high rents.
It's important to highlight that, yes, rent is increasing in Portugal, especially in large city centers such as Lisbon, Porto, or Faro. However, the overall cost of living still remains a bit reduced when compared to the Canada.
When it comes to citizenship or immigration changes, you can find solace in the fact that if you plan to live a high quality of life in Portugal, those changes do not affect you or anyone who wishes to make Portugal their home.
For those seeking a safe, warm, and affordable living environment, Portugal can still be your piece of heaven.
Here at AnchorLess, we have a range of services to help anyone planning to relocate to Portugal.
Whether you are doing completely DIY or are in need of a little (or a lot!) of assistance, we have everything you need to make your move seamless.
From a wide range of free articles and our step-by-step free tool, AnchorMove, to our full assistance with AnchorMove VIP packs, to extra a la carte services that can help you simplify your move in specific steps (like a NIF or a document review), we are here to make sure you have everything you need.Final words
Before deciding to move to Portugal, it is crucial to consider how well the country's lifestyle, bureaucratic challenges, and tax system align with your expectations and needs. This consideration will help ensure that your experience in Portugal matches your lifestyle preferences and requirements.
Final words
Before you commit to moving to Portugal from Canada, take a step back and assess fit, not just the dream.
Portugal can offer a slower pace of life, strong safety, and excellent access to Europe, but it also comes with real-world friction: slower bureaucracy, competitive housing in popular areas, and tax rules that can reshape how your Canadian income and investments are treated.
If you align your visa strategy, budget, and tax planning with the lifestyle you actually want, and give yourself time to test locations on the ground, youāll be far more likely to build a move that feels sustainable, compliant, and genuinely rewarding.
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