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AnchorLess customers

+1,000 satisfied users

Open your Portuguese bank account remotely

AnchorLess partners with Millennium BCP, Portugal’s leading bank, 
to make opening your account from abroad quick, secure, and straightforward.

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Essential for visa applications and relocation planning

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Bank account opening estimated within 2-4 weeks

Open your Portuguese bank account

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4.9/5

Based on +874 reviews
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now

Your bank account is opened

Receive your cards from everywhere in the world

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by top expat communities worldwide
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“A solid service with a very competitive price”

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“Another selling point is the fact that AnchorLess is available in multiple languages”

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“In my opinion, I would recommend using a company such as anchorless.io”

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“Their service stands out for its rapid response time and is praised for its exceptional customer service”
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“Let AnchorLess handle the admin for you so you can enjoy your new life in Portugal.”

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“A solid service with a very competitive price”

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“Another selling point is the fact that AnchorLess is available in multiple languages”

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“In my opinion, I would recommend using a company such as anchorless.io”

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“Their service stands out for its rapid response time and is praised for its exceptional customer service”
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“Let AnchorLess handle the admin for you so you can enjoy your new life in Portugal.”

Open your Portuguese bank account, simplified

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Portuguese Bank Account

€359

€379

-20€

€359

€379

-20€

Exclusive Complete Banking & NIF Setup package (discount automatically applied)
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+
NIF Portugal icon
€438
€528
-90€
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Money-back guarantee

Open your Portuguese bank account

Why do I need a Portuguese bank account?

Relocation expert

Your Portuguese bank account provides a local IBAN in your name, essential for making payments, receiving transfers, and meeting visa or residency requirements. It’s a crucial first step for your relocation to Portugal.

Every AnchorLess bank account service includes:

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Hassle-free remote account opening with Millennium BCP

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Your own Portuguese IBAN for easy local payments and official use

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Visa-compliant account, ready for you before you land

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Debit and credit cards delivered to you, worldwide, free of charge

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Money-back guarantee

Open your Portuguese bank account

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+500 bank accounts opened for +500 happy customers!

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Emma Grigoryan

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From Armenia

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Star Trustpilot

NIF number and bank account was done with anchorless for what Im so thankful and feeling lucky to be assisted by Ines. I’ve felt very safe during the process and got immediate responses for any question I had.
Thank you so much for being with me through this.

AS

Audrius Stankunas

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From Norway

Star Trustpilot
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Star Trustpilot

Opening bank account worked like a charm with AnchorLess.
I tried earlier to open account by visiting Caixa bank in Portugal but after one month waiting I was refused. The bank asked me to provide the prove that I stayed in Portugal for more than 30 days which I find vey strange.

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SP

SP

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From United States

Star Trustpilot
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I utilized AnchorLess for obtaining my NIFs and bank account as well as for reviewing my visa applications. They exceeded my expectations with quick turnarounds for completing their reviews and actions. Their visa application feedback was thorough and helpful. I would recommend them to anyone needing these services for their Portuguese visa preparation!

JX

J. Xing

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From Thailand

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The quality and efficiency of AnchorLess team are amazing. It's a pleasant and satisfying experience for me to work with this team. It took only three weeks including Christmas holiday to get my bank account ready. Highly recommend to it's trusted service by AnchorLess.

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RD

Robert Dunn

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From United States

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Obtained NIF and opened bank account with their help. They handled everything without a problem. Would recommend you consider using them for their flawless service

AL

Alisa

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From United States

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I recently applied for a NIF and bank account with Anchorless.io.
I was very impressed with the communication with Rosa. She helped me and made the process effortless.
Definitely the best company to get you NIF and bank account.

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Andrew

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From Ireland

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Brilliant experience from start to finish. I applied for a NIF online, which I needed prior to arriving in Portugal and received it with ease. Great service guys!!!

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Amanda

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From Switzerland

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Speedy and helpful. We had difficulty uploading a document but Guilhelme was very helpful and did it for us. We received our NIF number very quickly. Thank you.

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Open your Portuguese bank account

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Excellent
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Based on +874 reviews

Why open a Portuguese bank account?

Relocation expert

A Portuguese bank account is essential for your move to Portugal. For non-residents, opening one remotely is often nearly impossible alone. AnchorLess simplifies this crucial step.

Open your Portuguese bank account

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Meet legal & business needs

Whether you're starting a business, registering as self-employed, or making official payments, a Portuguese bank account is a must-have.

Portuguese bank account
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Easy daily payments (Multibanco & MB WAY)

Access Portugal's most popular payment systems, Multibanco and MB WAY. A local bank card is key for your everyday transactions and convenience.

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Simplify your daily life in Portugal

Effortlessly pay bills, rent your home, and set up utilities. A local account is often required, and we partner with trusted banks to make it hassle-free for you.

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Required for your visa application

Many Portuguese visas (like the D7 or Golden Visa) require a local bank account for proof of funds. We ensure your Millennium BCP account is set up quickly and ready for your application.

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AnchorLess relocation team

Not sure if you really need a Portuguese bank account?

No problem! Our experts offer free guidance to help you figure out the best next steps for your move. Talk to us for free.

Remote bank account opening: made simple

It only takes a few simple steps. We handle the process with Millennium BCP so you don’t have to deal with paperwork or language barriers.

1

Start with our quick form

Kickstart your bank account application by completing our secure online form. It takes less than 5 minutes, all from the comfort of your home.

or
2

Securely upload your documents

You’ll need few documents to open your bank account:

  • Proof of address
  • Proof of identity
  • Financial means
  • Portuguese NIF
  • Tax number
  • For non-europeans: Proof of intention to immigrate to Portugal

This can be a proof of consular / VFS appointment, or any official document showing that you are in fact, in the process of applying for a Visa.

  • For non-europeans: Specific documents depending on the visa you are applying for

If the Visa you are applying for require a certain amount of saving, you must prove that you are in fact, owning this amount.


Otherwise we just need a bank statement

Portuguese bank account application
3

Complete your bank contracts

Millennium BCP will issue your official bank contracts. Follow our detailed guidelines closely to complete these contracts; this ensures accuracy and avoids delays. With your completed contracts (per our guidance), AnchorLess takes over. We handle the secure submission and bank liaison, managing complexities for an efficient opening.

4

Access your new Portuguese bank account

Upon approval, you'll receive all your Millennium BCP account details from us. Your new account will be ready for visa applications, international transfers, and everyday banking in Portugal.

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Good to know: In some cases, Millennium BCP may require an additional compliance review before final approval. We'll keep you informed every step of the way.

Open your Portuguese bank account

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Open your bank

account remotely

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Javi's Journey from NYC
“AnchorLess helped me get my bank account, my son’s NIF, and there were also resources on the site for securing an apartment.”
Read the full story
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AnchorLess user story
AnchorLess user story

Why choose AnchorLess for your Portuguese bank account?

We manage the entire process for you, including liaising in Portuguese, to ensure your account is opened quickly, and without stress.

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Expert guidance every step of the way

With
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Your account is opened with Millennium BCP, a leading Portuguese bank
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Truly remote opening, apply from anywhere in the world
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Fast, reliable, and secure process

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We handle all bank communication and language barriers

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Clear guidance and updates at every step

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Your data protected by top privacy & security standards

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Peace of mind with our Money-Back Guarantee
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Refused bank account applicaion

No dedicated contact, unclear updates, no success guarantee

Opening an account by yourself

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Higher risk of refusal, banks often reject non-resident applications lacking proper guidance
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Physical presence often needed, adds travel costs and complexity, especially from abroad
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Language barriers & miscommunication, can lead to critical errors and delays
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Risk of unexpected fees, you may face high or unclear bank charges
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Visa compliance uncertainty, is your self-opened account suitable for your visa?

Open your Portuguese bank account

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Choose the right bank account

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Your reliable Portuguese bank account

Trusted by 5 million clients worldwide
Millennium BCP serves over 5 million clients globally and is a preferred bank for thousands of expats settling in Portugal.
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Trusted by expats globally
Comprehensive banking solutions tailored to your new life in Portugal
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Portugal's #1 private bank

With 695+ branches and decades of trust, Millennium BCP is the best choice

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Banking services in English
Their app and their dedicated support team are available in English
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Understanding the bank's compliance review

Relocation expert

Before your Millennium BCP account is activated, their internal compliance team will review your application. This is a standard security step for all Portuguese banks, particularly for non-residents, ensuring all legal and regulatory requirements are met. It’s designed to protect both you and the bank.

Why would a compliance check happen?

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Will Millennium BCP ask for more documents?

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How long does the compliance review take?

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Open your Portuguese bank account

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Porto

They moved to Portugal with us

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Fantastic service

Fantastic service, very fast turnaround and getting the NIF was cheaper than what we had been quoted elsewhere. I had a slight issue due to a mistake that I had made and they were really helpful to make sure that the delay was minimal.
Highly recommended!

Mrs Miriam, Great Britain

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Exceptional

When I reviewed all positive comments it seemed too good to be truth. But they are really very good: great customer service, automated platform , friendly interface. My NIF was ready next day.

Alina, France

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Superb Customer Service

I used Anchorless to obtain my NIF and Portuguese bank account online. The work began during the holidays in December 2023 and ended the first week of February 2024 [...]. I heartily recommend Anchorless. Getting the NIF and bank account through my immigration attorney would have cost me at least $1000 more.

Christine, United States

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Highly recommend Anchorless for your Immigration procedures in Portugal

We found Anchorless on Google, hired them to process this important document for us, and... Voila! it arrived TODAY!! As a former US Immigration translator for 21 years found the speed of this procedure absolutely amazing.

Alonso M, Canada

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The best. As simple as that

This is the second time that I use the services provided by Anchorless. This time to obtain my daughter's NIF. The service is not only quick and efficient but also painless and effortless which is everything you could ask for while relocating to a foreign country. Thank you

Orlando, Spain

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Very easy and efficient service

Very easy and efficient service. I was lost - trying to get my daughters Fischal number sorted in Portugal, with Brexit making life difficult. This service was fast and efficient, it took about 10 minutes and I never left the sofa!! HIGHLY RECOMMENDED!!

Daniel, United Kingdom

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The company is great to deal with

The company is great, I had a good chat with Guilherme who is my contact about the process and what I wanted to do. So far setting up the legal requirements has been painless and they inform you of all the steps along the way.

Michael, Australia

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Highly Recommended

Order my NIF and provided my documents online, all instructions on the website were clear and easy to follow. Got my NIF 24 hours after uploading my documentation! Money well spent! Thank you :)

Guilherme, United Kingdom

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Better than helpful

In expecting mediocre, non-personalized help from Anchorless I was, I'm happy to say, pleasantly surprised to be wrong. I'm considering using them again for phase two.

"Going the extra mile" as the cliche says is what this company does and I would highly recommend them to anyone unsure of themselves when it comes to completing the paperwork required to begin the visa application process.

Robert, United Kingdom

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Excellent service and support

Excellent service and support. We spoke with a representative who had broad knowledge and made it clear how we could move forward, what we could do, and what we needed further support. Technically, everything was friendly, with immediate response. We highly recommend this service.

Orit, Canada

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Outstanding Experience

I recently had the pleasure of working with this company, and I can't recommend them highly enough. From start to finish, their service was nothing short of outstanding.

truelondoner, Luxembourg

Excellent
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Star Trustpilot
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Based on +874 reviews

FAQ

Still need help? Chat to get advices and answers from the AnchorLess team.

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How can I open a bank account in Portugal?

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What documents do I need to open a bank account?

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Can I open a bank account in Portugal as a non-resident?

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Do I need my NIF document to open a bank account?

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What are there fees associated with maintaining a bank account?

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Can I manage my bank account online or through a mobile app?

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What are the most reliable banks in Portugal?

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Do I get debit / credit card along with my Portuguese Bank Account?

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Do I need to translate my documents to open my Portuguese Bank Account?

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Any other questions?

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Beach Portugal

Ready? Open your bank account now 🇵🇹

Turn relocation stress into success with AnchorLess.

Relocating to Europe made simple.

Open your Portuguese bank account

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AnchorLess is not a bank, accounting, tax, investment, or legal advisor. We serve as an intermediary, streamlining your access to accredited financial and legal professionals for your relocation in Europe.

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