Javi's Journey from NYC
“AnchorLess helped me get my bank account, my son’s NIF, and there were also resources on the site for securing an apartment.”
Read the full story
With a leading Portuguese bank
Open your Portuguese bank account remotely
AnchorLess partners with a leading Portuguese bank to make opening your account from abroad quick, secure, and straightforward.
- Essential for visa applications and relocation planning
- Bank account opening estimated within 2-4 weeks
Receive your cards from everywhere in the world
by top expat communities worldwide
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“A solid service with a very competitive price”
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“Another selling point is the fact that AnchorLess is available in multiple languages”
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“In my opinion, I would recommend using a company such as anchorless.io”
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“Their service stands out for its rapid response time and is praised for its exceptional customer service”
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“Let AnchorLess handle the admin for you so you can enjoy your new life in Portugal.”
Open your Portuguese bank account, simplified
Portuguese Bank Account
€359 €379 -20€
Exclusive Complete Banking & NIF Setup package (discount automatically applied)
€438 €528 -90€
Open your Portuguese bank account
Money-back guarantee
Why do I need a Portuguese bank account?
Your Portuguese bank account provides a local IBAN in your name, essential for making payments, receiving transfers, and meeting visa or residency requirements. It’s a crucial first step for your relocation to Portugal.
Every AnchorLess bank account service includes:
- Hassle-free remote account opening
- Your own Portuguese IBAN for easy local payments and official use
- Visa-compliant account, ready for you before you land
- Debit cards delivered to you, worldwide, free of charge
What our customers say
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Emma Grigoryan Verified From Armenia
NIF number and bank account was done with anchorless for what Im so thankful and feeling lucky to be assisted by Ines. I’ve felt very safe during the process and got immediate responses for any question I had. Thank you so much for being with me through this.
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Opening bank account worked like a charm with AnchorLess. I tried earlier to open account by visiting Caixa bank in Portugal but after one month waiting I was refused. The bank asked me to provide the prove that I stayed in Portugal for more than 30 days which I find vey strange.
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I utilized AnchorLess for obtaining my NIFs and bank account as well as for reviewing my visa applications. They exceeded my expectations with quick turnarounds for completing their reviews and actions. Their visa application feedback was thorough and helpful. I would recommend them to anyone needing these services for their Portuguese visa preparation!
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The quality and efficiency of AnchorLess team are amazing. It's a pleasant and satisfying experience for me to work with this team. It took only three weeks including Christmas holiday to get my bank account ready. Highly recommend to it's trusted service by AnchorLess.
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Obtained NIF and opened bank account with their help. They handled everything without a problem. Would recommend you consider using them for their flawless service
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I recently applied for a NIF and bank account with Anchorless.io. I was very impressed with the communication with Rosa. She helped me and made the process effortless. Definitely the best company to get you NIF and bank account.
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Andrew Verified From Ireland
Brilliant experience from start to finish. I applied for a NIF online, which I needed prior to arriving in Portugal and received it with ease. Great service guys!!!
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Amanda Verified From Switzerland
Speedy and helpful. We had difficulty uploading a document but Guilhelme was very helpful and did it for us. We received our NIF number very quickly. Thank you.
Why open a Portuguese bank account?
A Portuguese bank account is essential for your move to Portugal. For non-residents, opening one remotely is often nearly impossible alone. AnchorLess simplifies this crucial step.
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Meet legal & business needs
Whether you're starting a business, registering as self-employed, or making official payments, a Portuguese bank account is a must-have.
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Easy daily payments (Multibanco & MB WAY)
Access Portugal's most popular payment systems, Multibanco and MB WAY. A local bank card is key for your everyday transactions and convenience.
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Simplify your daily life in Portugal
Effortlessly pay bills, rent your home, and set up utilities. A local account is often required, and we partner with trusted banks to make it hassle-free for you.
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Required for your visa application
Many Portuguese visas (like the D7 or Golden Visa) require a local bank account for proof of funds. We ensure your bank account is set up quickly and ready for your application.
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Remote bank account opening: made simple
It only takes a few simple steps. We handle the process with a trusted Portuguese bank so you don’t have to deal with paperwork or language barriers.
Start with our quick form
Kickstart your bank account application by completing our secure online form. It takes less than 5 minutes, all from the comfort of your home.
Securely upload your documents
You’ll need few documents to open your bank account:
- Proof of address
- Proof of identity
- Financial means
- Portuguese NIF
- Tax number
This can be a proof of consular / VFS appointment, or any official document showing that you are in fact, in the process of applying for a Visa.
If the Visa you are applying for require a certain amount of saving, you must prove that you are in fact, owning this amount.
Otherwise we just need a bank statement
Complete your bank contracts
You’ll receive your bank contracts to complete. Follow our detailed guidelines closely to complete these contracts; this ensures accuracy and avoids delays. With your completed contracts (per our guidance), AnchorLess takes over. We handle the secure submission and bank liaison, managing complexities for an efficient opening.
Access your new Portuguese bank account
Upon approval, you'll receive all your bank account details from us. Your new account will be ready for visa applications, international transfers, and everyday banking in Portugal.
Good to know: In some cases, the bank may carry out a final verification before activating your account.
Open your bank account remotely
Open your Portuguese bank account Why choose AnchorLess for your Portuguese bank account?
We manage the entire process for you, including liaising in Portuguese, to ensure your account is opened quickly, and without stress.
With 
- Your account is opened with a leading Portuguese bank
- Truly remote opening, apply from anywhere in the world
- Fast, reliable, and secure process
- We handle all bank communication and language barriers
- Clear guidance and updates at every step
- Your data protected by top privacy & security standards
- Peace of mind with our Money-Back Guarantee
Opening an account by yourself
- Higher risk of refusal, banks often reject non-resident applications lacking proper guidance
- Physical presence often needed, adds travel costs and complexity, especially from abroad
- Language barriers & miscommunication, can lead to critical errors and delays
- Risk of unexpected fees, you may face high or unclear bank charges
- Visa compliance uncertainty, is your self-opened account suitable for your visa?
Open your Portuguese bank account
Choose the right bank account
Your reliable Portuguese bank account
Trusted by 5 million clients worldwide
The bank we work with serves over 5 million clients globally and is a preferred choice for thousands of expats settling in Portugal.
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Trusted by expats globally
Comprehensive banking solutions tailored to your new life in Portugal
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Portugal's #1 private bank
With 695+ branches and decades of trust
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Banking services in English
Their app and their dedicated support team are available in English
Understanding the bank's final review
Before your bank account is activated, the bank will review your application. This is a standard security step for all Portuguese banks, particularly for non-residents, ensuring all legal and regulatory requirements are met.
Why would an additional review happen?
This review is a standard banking procedure in Portugal, carried out by the bank before any new account is activated.
It is required by financial regulations to verify applicant details, such as identity and origin of funds, and to ensure all activities meet legal requirements. This process helps protect both you and the banking system by ensuring transparency and security.
Will the bank ask for more documents?
Occasionally, yes. If the bank needs further clarification on any details (like an updated proof of address, passport scan, or financial information), they may request it.
No need to worry! If the bank requests anything further through us, our team will clearly explain what’s needed and guide you on how to respond promptly. We’re here to support you every step of the way.
How long does the bank's review take?
Review times can vary based on your individual profile and the bank's internal processes. Most reviews are completed quickly, especially if all your initial documents are clear and comprehensive.
If there are any potential delays, we’ll proactively inform you and work with you to resolve them swiftly. We maintain close contact with the bank on your behalf to keep things moving.
They moved to Portugal with us
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Fantastic service
Fantastic service, very fast turnaround and getting the NIF was cheaper than what we had been quoted elsewhere. I had a slight issue due to a mistake that I had made and they were really helpful to make sure that the delay was minimal. Highly recommended!
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Exceptional
When I reviewed all positive comments it seemed too good to be truth. But they are really very good: great customer service, automated platform , friendly interface. My NIF was ready next day.
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Superb Customer Service
I used Anchorless to obtain my NIF and Portuguese bank account online. The work began during the holidays in December 2023 and ended the first week of February 2024 [...]. I heartily recommend Anchorless. Getting the NIF and bank account through my immigration attorney would have cost me at least $1000 more.
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Highly recommend Anchorless for your Immigration procedures in Portugal
We found Anchorless on Google, hired them to process this important document for us, and... Voila! it arrived TODAY!! As a former US Immigration translator for 21 years found the speed of this procedure absolutely amazing.
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The best. As simple as that
This is the second time that I use the services provided by Anchorless. This time to obtain my daughter's NIF. The service is not only quick and efficient but also painless and effortless which is everything you could ask for while relocating to a foreign country. Thank you
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Very easy and efficient service
Very easy and efficient service. I was lost - trying to get my daughters Fischal number sorted in Portugal, with Brexit making life difficult. This service was fast and efficient, it took about 10 minutes and I never left the sofa!! HIGHLY RECOMMENDED!!
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The company is great to deal with
The company is great, I had a good chat with Guilherme who is my contact about the process and what I wanted to do. So far setting up the legal requirements has been painless and they inform you of all the steps along the way.
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Highly Recommended
Order my NIF and provided my documents online, all instructions on the website were clear and easy to follow. Got my NIF 24 hours after uploading my documentation! Money well spent! Thank you :)
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Better than helpful
In expecting mediocre, non-personalized help from Anchorless I was, I'm happy to say, pleasantly surprised to be wrong. I'm considering using them again for phase two.
"Going the extra mile" as the cliche says is what this company does and I would highly recommend them to anyone unsure of themselves when it comes to completing the paperwork required to begin the visa application process. -
Excellent service and support
Excellent service and support. We spoke with a representative who had broad knowledge and made it clear how we could move forward, what we could do, and what we needed further support. Technically, everything was friendly, with immediate response. We highly recommend this service.
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Outstanding Experience
I recently had the pleasure of working with this company, and I can't recommend them highly enough. From start to finish, their service was nothing short of outstanding.
FAQ
Still need help? Chat to get advices and answers from the AnchorLess team.
How can I open a bank account in Portugal?
To open a Portuguese bank account through AnchorLess it's very simple and it can be done 100% remotely, just like the NIF application. To sum up the process, once you have ordered and paid your bank account, you will receive the link to the form to send your documents. We check and validate them, before sending them to the bank! It usually takes 1 to 3 weeks to open a bank account as soon as you send us all your supporting documents. We will open your account with a prestigious Portuguese bank.
What documents do I need to open a bank account?
To open a bank account for you, we will need the following documents:
- Proof of address
- Proof of identity (such as your passport)
- Your Portuguese NIF (we offer NIF + Bank account pack if you don't have one)
- Your tax number (from your foreign country)
- Proof of employment and paystubs
- For non-europeans: Proof of intention to immigrate to Portugal
- For non-europeans: A bank statement with the funds required for your visa
Please note that it is sometimes possible for the bank to request additional documents. We will inform you if necessary.
Can I open a bank account in Portugal as a non-resident?
Yes of course! We are able to open accounts for all Non-Residents, regardless of country of origin! Indeed, our bank account service is available for all nationalities, except Russian.
Do I need my NIF document to open a bank account?
Yes! The NIF is an essential document for the opening of any Portuguese Bank account in any Portuguese bank!
What are there fees associated with maintaining a bank account?
The fees for the program vary based on age, financial assets, wage, card expenses, and whether you receive digital statements. Monthly fees range from €5 to €15, with reductions available if certain criteria are met. All fees are also subject to a 4% Stamp Tax. You can find the detailed criteria and fee structure in our help center
Can I manage my bank account online or through a mobile app?
Yes! Once the account is opened, you will receive your codes to access your account both on the mobile application AND on their website!
Do I get debit / credit card along with my Portuguese Bank Account?
Yes, if you ask for it! All you have to do is log on to your personal space on the bank’s website and you can request it - it’s free!
Do I need to translate my documents to open my Portuguese Bank Account?
When it comes to documents that are not in English or Portuguese, please be aware of the following guidelines:
- One of our banking partners exclusively accepts documents in Portuguese, English, Italian, French, or Spanish.
- Hence, if your documents, such as proof of address or proof of employment, are not in any of these languages, you must provide a certified translation of the documents in either English or Portuguese.
Any other questions?
Ask us anything in the chat, in the lower right corner of your screen.
Ready? Open your bank account now 
Turn relocation stress into success with AnchorLess.
Relocating to Europe made simple.
